Privacy Policy

Last updated: January 2026

1. No Data Collection

LoanPayCal does not collect, store, or share any personal information. All calculations are performed entirely in your browser. No data is sent to our servers.

2. Analytics

We use 51.la, a privacy-compliant analytics service, to understand how visitors use our site (e.g., page views, referral sources). 51.la does not use cookies for tracking and does not collect personally identifiable information. No data is shared with third parties for advertising purposes.

3. No Ads (Now or Ever)

LoanPayCal is committed to staying ad-free. We will never show display advertisements, pop-ups, or sponsored results.

4. Third-Party Services

We use Chart.js (a charting library) from a public CDN for data visualizations, and 51.la for privacy-compliant site analytics. Neither service tracks individual users or collects personally identifiable information.

5. Children's Privacy

This site does not knowingly collect any information from children under 13. Since we collect no information at all, this is inherently satisfied.

6. Changes to This Policy

If we ever change our privacy practices (for example, to add analytics), we will update this page with a clear explanation of what data is collected and why.

7. Contact

Questions about this privacy policy? Email us at 18999737@qq.com.